Where Do Your Insurance Premiums Go? | Financial Planning Process | Dr Sanjay Tolani

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Dr. Sanjay Tolani here, I've been in the business for more than 17 years, 13 years Top of the table member. And one of the key factors or one of the key questions that some of my clients have asked me is:

"Sanjay, where does my premium go?” 🤔 🤔 🤔

Well, let me give you a very quick answer to this very DIFFICULT question. The answer is your PREMIUM goes primarily into what we call a RISK POOL. So that money goes into a POOL where everyone's premiums are COLLECTED and that pool is where your CLAIMS get PAY out of. So whenever there is a claim, they would be paying that out of that risk pool.

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Dr. Sanjay Tolani, became the “youngest member” at the age of 19 and the “youngest life member” at the Age of 28 to the Million Dollar Round Table (MDRT). He also has 13 Top of the Table Qualifications (TOT), which is considered the pinnacle of the financial services profession. To top things off, he is also the youngest Managing Director of an insurance brokerage in the Middle East.

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